Don't wait for check-in.
Get paid today.
Turn your confirmed reservations into cash today. No banks. No waiting.
Commercial partners
Connected with key platforms in the hospitality and payments ecosystem.
The challenge
You have money, but you can't use it today
Platforms pay you after check-in, but your expenses don't wait.
Fix that urgent problem at your property
Repairs, maintenance and improvements that can't wait for the platform payment to arrive.
Keep cash flow to operate without friction
Cleaning, amenities, services. Your daily operation needs constant capital.
Seize an investment opportunity
New properties, furniture, equipment. Opportunities don't wait for your next check-in.
Avoid going into debt with a bank
No traditional loans, no credit bureau, no guarantors. Your reservation calendar is your only guarantee.
Grow your portfolio
Reinvest your future income today to scale faster.
Simple process
How does it work?
Three simple steps to turn your calendar into money today. No complicated paperwork, straight into your operating model.
Connect your accounts
Airbnb, Booking.com and more. 100% digital and secure linking in seconds.
Choose how much to advance
You decide. No hidden commitments. We evaluate your confirmed reservations and offer you an advance immediately.
Receive your money today
Straight to your bank account. The money transfers in minutes so you can use it however you prefer.
Advantages
Why FundKapital?
The only financial solution designed specifically around the success metric of your business: your calendar.
Instant liquidity
Receive money in hours, not weeks.
Zero paperwork
We use your real income data, not assumptions.
No credit impact
No traditional debt or banks. It's factoring.
Clear fee from the start
10-15% commission. No fine print.
100% digital & secure
Designed specifically for hosts. Bank-grade encryption via Stripe Connect.
Your bookings back you up
Your confirmed calendar is the basis for advancing your money.
The market
A massive market, a new solution
7M+
Global hosts
on vacation rental platforms
$20B+
In annual future rentals
generated by active hosts
0+
Hosts on the waitlist
0+
Connected reservations
Coming soon to
Trust
Secure infrastructure
Your information and funds are protected with the same technology used by the world's largest banks.
Backed by Stripe Connect
Secure and automated transfers through the world's leading financial infrastructure.
Data verified via API
Reservation data read directly from Airbnb and Booking through official OAuth connections and end-to-end encryption. No credential access.
Your profile
Who is FundKapital for?
Designed exclusively for professionals in the short-term rental ecosystem.
Real hosts. Real stories.
Three different profiles, one need in common: turning confirmed reservations into liquidity when it matters.
“With the advance I was able to furnish two units before high season. I didn't have to wait to collect the reservations to make my move.”
Mariana
Beachfront host
“It came right when I needed it most. I covered operating expenses and fixed up the apartment without taking on a bank loan.”
Daniel
Urban host
“In a cabin, unexpected things always come up. This time I had liquidity to fix everything quickly and keep receiving guests without stopping operations.”
Paola
Cabin host
Early access
Stop waiting for your money
Create your account in minutes, connect your platform and request your first advance today. No commitments.
Exclusive beta access
Be among the first to try the platform before the public launch. You'll get access to unique features.
Priority express approval
Early registrants will receive priority evaluation and express approval on their first advances.
Secure your spot
Complete the basics to reserve your priority access.
By signing up, you accept our terms and conditions.
FAQ
Frequently asked questions
Everything you need to know about FundKapital.
FundKapital is the fintech for vacation rental hosts. We advance the money from your future reservations (Airbnb and Booking) so you have instant liquidity today without waiting for check-in.
You connect your Airbnb or Booking account. We analyze your confirmed reservations, cancellation rates and projections. We make you an instant offer. Once you accept, we transfer the cash. When the platform payment arrives, we collect it automatically.
We charge a transparent fee ranging from 10% to 15% per advance, depending on your profile and the reservation date. No monthly fees, annual fees or fine print.
No. Your only guarantee is your future reservations. We don't check credit bureaus or leave a trace, since our product is factoring or advance of verifiable income.
We currently work with confirmed reservations from Airbnb and Booking.com. We'll soon integrate Vrbo, Expedia and more.
FundKapital will launch first in Mexico and we plan to expand to Colombia, Spain and the United States. If you join our waitlist, you'll get early access as soon as we launch.
Absolutely. We use bank-grade technology and infrastructure (powered by Stripe Connect) and read reservation data through the platforms' official APIs with end-to-end encryption.